Get a quote in minutes from our trusted insurers
Specialist high-risk underwriters
No hidden fees or cancellation charges
Tailored levels of cover to suit you
What is steel erectors’ insurance?
Steel erectors' insurance refers to a range of business insurance covers designed to protect contractors and businesses involved in the assembly, installation, and erection of structural steelwork. Whether you are erecting steel frames for commercial buildings, industrial units, warehouses, or other construction projects, steel erectors often face significant risks due to the nature of their work.
Steel erectors' insurance can help to protect your business against claims arising from third-party injuries, property damage, employee accidents, and other unforeseen events that may occur while carrying out steel erection work. Depending on your business needs, cover can be tailored to include protection for on-site accidents, legal disputes, and financial losses resulting from certain claims.
| Accidental damage to third-party property | |
| Injury claims made by members of the public | |
| Legal costs associated with defending a claim | |
| Employee injuries sustained while carrying out steel erection work |
Why do steel erectors need insurance?
Steel erection is a high-risk trade that involves working at height, operating heavy lifting equipment, handling large steel components, and working on busy construction sites. Even when strict health and safety procedures are followed, accidents and unexpected incidents can still happen.
If your business does not hold appropriate insurance cover, you could be responsible for the costs associated with third-party injury claims, property damage, legal fees, or compensation payments. For example, this could include a falling steel component causing damage to nearby property, or a member of the public experiencing an injury as a result of ongoing work.
Steel erectors' insurance helps provide financial protection against these risks, allowing your business to continue operating if a claim arises. It can also help demonstrate to clients, principal contractors, and project managers that your business is professionally protected and meets contractual requirements.
Employers’ liability insurance is a legal requirement if you have employees, covering workplace injuries or illnesses.
Protect your business today
Get an online quote in minutes
What steel erectors' insurance can cover
Steel erectors' insurance can include a range of specialist covers, depending on your business's individual circumstances and needs. Below are some examples of what can be covered under our steel erectors’ insurance; however, your full insurance policy will depend on which types of policy and sections of cover you choose. Our advisors will be happy to talk through the insurance policies Ollo Insurance can offer and what they can provide cover for. Our steel erectors' insurance can help cover your legal costs and expenses in defending a claim, and any compensation or costs that may subsequently be awarded (please check your policy terms and conditions for full conditions), following:
What can be covered:
| Provides protection if a third party suffers an injury or their property is damaged as a result of your business activities. | |
| Provides financial support if you are unable to work following an accident. | |
| Provides protection for business premises, office equipment, tools, and other business assets against certain losses or damage. |
What cannot be covered:
| Claims arising from work undertaken outside your declared business activities. | |
| Damage caused by poor maintenance or gradual deterioration of equipment. |
Protect your business today
Get an online quote in minutes
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
Browse all FAQsSteel erectors are not legally required to hold public liability insurance; however, it can provide reassurance to clients, developers, local authorities, and principal contractors that your business is appropriately protected.
If you have any questions, contact one of our insurance experts here.
Further reading for steel erectors' insurance
Understanding the different types of business insurance
Written by Michael Lawrence
What is professional indemnity insurance?
Written by Michael Lawrence
What is public liability insurance?
Written by Michael Lawrence