Personal trainer & fitness professionals’ insurance
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What is fitness professionals’ insurance?
Fitness professionals’ insurance includes a selection of covers to safeguard your business. Ollo’s insurance policies are designed to be tailored to your specific needs and requirements as a personal trainer or fitness professional, covering you as you help your clients meet their fitness goals through providing workout plans, guiding techniques and offering advice in public gyms or private studios.
This specialist insurance can include public liability, legal expenses and occupational personal accident insurance, to ensure you are protected to the highest standards.
| Injuries caused to third-parties during business activities | |
| Contract disputes | |
| Temporary total disablement | |
| Permanent total disablement |
Why do fitness professionals need insurance?
If you provide services as a personal trainer or fitness professional, there are potential risks that you could face, such as claims of professional negligence, poor advice or injuries to third-parties. As a self-employed professional, Ollo’s insurance policies are designed to protect your financial and professional assets against unforeseen circumstances to ensure your business can remain operating and you can focus on helping your client achieve their goals.
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What insurance do fitness professionals need?
What fitness professionals’ insurance can cover?
Our fitness professionals’ insurance covers your legal costs and expenses in defending a claim, and any compensation or costs that may subsequently be awarded (please check your policy terms and conditions for full conditions), following:
What can be covered:
| Injuries caused to third-parties during business activities – such as a client tripping over your equipment and claiming for compensation | |
| Contract disputes – such as pursuing a client when they have breached a contract | |
| Temporary total disablement – such as an injury that prevents you from working temporarily | |
| Permanent total disablement – such as an injury that prevents you from working permanently |
What cannot be covered:
| Deliberate or reckless acts you commit – for example, public liability insurance would not cover if yourself or an employee caused deliberate harm to a member of the public | |
| Existing legal issues – for example, legal expenses insurance does not cover the costs of any legal issues which already exist when you secure the insurance | |
| Accidents outside of work – for example, occupational personal accident insurance would not cover you if you were unable to work due to an accident outside of work |
Protect your business today
Find out more about insuring through us
Frequently asked questions
These frequently asked questions are designed to help you and include questions relating to policy cover, pricing and ‘technical’ terms.
Browse all FAQsOllo insure a range of fitness professionals, including:
- Aerobics instructor
- Badminton coach
- Basketball coach
- Ballet teacher
- Boxercise instructor
- Cheerleading instructor
- Bootcamp instructor
- Gymnastics coach
Yes, some of our policies can cover fitness professionals’ work overseas. Always check through the policy documentation.
If you have any questions, contact one of our insurance experts here.
Further reading for fitness professionals' insurance
Understanding the different types of business insurance
Written by Michael Lawrence
What is professional indemnity insurance?
Written by Michael Lawrence